The following have been voted in as members of the Executive of the Association following a vote amongst applicant firms.

NameNick Cowan
FirmGSX Group Limited
NickCowanNick is a specialist in investment business with over 30 years’ experience working in both Japan and Europe. He has over 30 years investment industry experience in Developed and Emerging Markets including five years as the Global Head of Equities for ING Barings serving as a Member of Executive Committee. Responsible for 2,500 employees in 43 countries, including 40 stock exchange memberships as well as numerous restructurings, turnarounds, acquisitions and divestments. He is currently the founder and CEO of The Gibraltar Stock Exchange Group.Executive positions at INGB included: Member of 4 man Executive Committee; Chairman of Equity Markets Executive Committee; Head of European Equities; Chairman of Global Underwriting Committee; Member of Global Risk Committee; Member of Financial Markets Executive Committee; Member of ING UK Management Committee; Member ING New Products Committee; Member ING Global Limits Committee and Member of ING Executive Council – (Top 20 members of ING) responsible for 120,000 employees in 135 countries.
NameJoey Garcia
JoeyGarciaJoey is an internationally recognised thought leader in the DLT space. He was recognised by Chambers&Partners as one of the top 12 lawyers in the world in this space for 2018. He is also currently ranked as a Bank 1 Fintech lawyer in Gibraltar for 2018/19. Joey co-chaired the Government’s working group on Blockchain for 3 years which was specifically established to develop the infrastructure to accommodate a DLT regulatory framework in Gibraltar. Joey is a member of the prestigious global Wharton Reg@Tech think tank in Philadelphia which brings together fintech academics and Regulators from around the world to discuss issues and current developments in the sector. He is a founding member of the European think tank (thinkBlocktank) established in Luxembourg, and a member and contributor to the Stablecoin Foundation and working group. He is a member of the Digital Chamber of Commerce in Washington where he co-authored a segment of their recent report ‘Understanding Digital Tokens, market overview and guidelines for policymakers and practitioners’ and is also involved on various working groups established by the group to address current issues. He also contributed to the first book published by Global Legal Insights on Blockchain and Cryptocurrency regulation for 2019 and is also the appointed lecturer at the Gibraltar University on the subject of DLT regulation for legal students.Joey advises Xapo (the largest BTC wallet provider in the world) who are a regulated e-money firm in Gibraltar, Huobi (the 3rd largest exchange in the world) on its license application in Gibraltar, RSK (Rootstock)/RIF on their recently announced projects and developments on the new protocol layer, Bitso (the largest exchange in South America), Coinfloor (the largest exchange in London), Gnosis (the first Consensys backed project to have conducted its sale, being the first token sale in Gibraltar) and a large number of well-known groups in the space.He has also contributed to various international events and initiatives as a speaker. Most recently this year the Token Summit in New York, The EU Blockchain Convention in Barcelona as a keynote speaker, LaBitConf in Chile on global regulation, and GibFin in London also as a keynote speaker. On Financial Services joey was the Chairman of the Gibraltar Funds & Investments Association from 2014-2016, chaired the technical committee for other years on the executive and formed part of the GFSC’s working groups for the transposition of both AIFMD and MiFID II.
NameThomas Johnson
FirmDigital Asset Management
ThomasJohnsonThomas Johnson is currently Head of Operations at Digital Asset Management Ltd (DAM). He oversees daily operations of the business which include Crypto custodianship, Crypto OTC and Portfolio Management services. Thomas has helped organise events such as the ‘Blockchain – Back to basics’ event hosted by the GSX Blockchain Innovation Centre, of which DAM is a proud partner. Unable to find any accessible local community or forum to discuss developments in Blockchain, Thomas founded the Gibraltar Blockchain and Cryptocurrency Community late 2017, and has hosted ad-hoc events with the community as well. He is a member of the British Blockchain Association and believes he could add value to the Gibraltar Association for New Technologies.
NameVickram Khatwani           
VikramKhatwaniVickram is a senior manager with Deloitte in Gibraltar and overseas the firm’s tax department.Vickram is actively involved on the firm’s significant tax compliance, advisory and due diligence engagements, advising clients in the financial services and gaming industries from a Gibraltar tax perspective and on cross-border matters where applicable.Most recently, Vickram has been heavily involved in developing the firm’s offering in the Fintech space, specifically to blockchain based businesses looking to set up operations in or carry out token sales from Gibraltar.Vickram is a member of the Gibraltar Society of Accountants (forming part of the Tax Faculty team), a fellow of the Association of Chartered Certified Accountants and is an Accounting and Finance graduate of Warwick Business School.What Vickram brings:Experienced leader with 12 years’ experience .Proven track record of leading corporate tax and advisory engagements for components of large businesses.In-depth knowledge of Gibraltar’s tax legislation and a good working relationship with Gibraltar’s tax and other authorities.Strong awareness and understanding of Gibraltar’s DLT Sector and Regulatory Framework, and an active member of Deloitte’s Global Blockchain Community made up of professionals and technologists..
NameDesiree McHard
DesireeMcHardDesiree McHard is the Managing Director of BDO Gibraltar, the firm’s Head of audit and assurance and International Liaison Partner.A Chartered Certified Accountant and graduate of Leeds University, Desiree has been working in public practice for over twenty years. Initially training with another large audit firm and later being financial controller of an insurance firm and an asset manager, Desiree joined BDO in 2000.Desiree specialises in financial services, with expertise in distributed ledger technology, blockchain and cryptocurrencies, funds and in the online gaming sector. She was closely involved in the IPOs of various Gibraltar companies which have been listed on the London Stock Exchange.Desiree has served as the President of the Gibraltar Society of Accountants and as a board member of the Gibraltar Finance Centre Council. She is a board member of the University of Gibraltar’s audit committee, the Gibraltar Funds and Investment Association – Technical Committee, the Gibraltar Investor Compensation Scheme, and the FSC’s Auditors’ Advisory Panel.Desiree was involved in the proposed changes to the Companies Act and the EIF legislation. She is actively involved in the promotion of Gibraltar’s Finance Centre and therefore regularly attends and participates in offshore events.
NameAnthony Provasoli
AnthonyProvasoliAnthony Provasoli is a Partner in Hassans International Law Firm and co-leads the firm’s FinTech team. Anthony has been advising on cryptocurrency and blockchain related work since 2014 and has been very involved in promoting the regulation of cryptocurrency related business in Gibraltar. Anthony assisted the Gibraltar Financial Services Commission in preparing the guidance notes for the DLT Regulations and has advised a number of high profile cryptocurrency businesses and DLT providers.
NameIan Torrilla
IanTorrillaEngineer/technologist and business owner. Coder to Project Manager over 10 year career development in the UK. Founder of ISO 9001 accredited IT business in Gibraltar in 2000 providing IT services to the business community and developing our team.During that time I have served actively on various Boards includingThe Board of the GFSB for a decade, including Vice Chair, focusing on the development of the business environment in Gibraltar.Five years on Government E-commerce advisory board,The Board of Young Enterprise Gibraltar LtdCurrent member of the Gibraltar University Key Advisory Group for Business, and regularly liaise with University staff on Blockchain initiatives. A member of the British Blockchain Association.Active and in depth research of Blockchain and DLT for past 18 months.The appropriate application of technology has never been more relevant than in the current environment of new technologies.Spreading the knowledge with relevance and direction. Under an overall strategy for the development of a base for international business, as well as creating in Gibraltar a centre of excellence for technical and business innovation under the right regulatory framework.Ian Torrilla
NameJavi Triay
FirmTriay & Triay
JaviTriayJavi qualified as a solicitor in 2013 having undertaken his training contract at the firm. He forms part of the Triay & Triay’s Financial Services/Fintech Team.Javi was instrumental in developing Triay & Triay’s Fintech practice having been involved in numerous ICOs, applications to the GFSC, crypto funds and more recently STOs.   He has formed part of the team creating the regulations to govern token sales. Javi regularly, advises on a number of licensing requirements and regulatory, operational, passporting and distribution matters in relation to “traditional” financial services firms.Javi acts for the first listed crypto fund and is in the process of assisting with a DLT e-money institution in Gibraltar